Friday, September 14, 2007

God Has a Sense of Humor

As of Wednesday, this week was shaping up to be one of the worst that either Rachel or myself have experienced. On Monday, something happened with our car and we ended up with a hole the size of a baseball in the engine of our 2001 Toyota Camry with 72,000 miles on it. See my previous writing for some more info on that.

On top of that, the rental car company (which is covered by our insurance- as I had the foresight to realize that if our only car dies, we'd need another one) had no cars. It was 11 am (after the 7:20 fire under the hood) before they were able to pick us up and get Rachel off to work. Long story there, as well.

As if that was not enough with the rental car company, when we wanted to trade in the truck they gave us for something more economical, and within the budget assigned by the insurance company, the guy treated Rachel like a child and kept trying to make a little extra money on our misfortune. Of all the potential positive points, I would not rent from Enterprise again- and would advise anyone else to consider how much treating customers right matters, because they have not treated us well at all.

Rachel had been scheduled for surgery on her wrist on Thursday. A ganglion cyst that she had previously had removed with a 10% chance of return had, in fact, returned. So, on Wednesday, she called our insurance company to make sure that pre-authorization had taken place for her surgery. They hadn't gotten it or any of the referrals except for the MRI, so they were requiring her to get all that from our "family" doctor, who is only listed on our policy and not actually our family doctor, in order to ok her surgery. So Rachel called them, and they would not simply call the doctors who had done the work- they required her to leave work and go see them so they could look at her wrist and say, "ok, we can give the ok to the insurance company."

All frustrating things.

On the other side of things… After much searching, the prior Friday, Rachel and I had found and decided on what we were going to do for a 2nd car- a 1995 Nissan Maxima. We had gone to the bank for our financing- to refinance the Camry loan and roll the Maxima into it. They had pretty much ok'd, but required approval of a manager. With the Camry engine blowing up/catching fire on Monday morning, and us not having signed the papers, we were VERY concerned that this may not go through.

Talked to the guy at the bank- wasn't going to say anything, but felt that I should out of honesty. He told me that he could either forget I told him what happened, or they could deny us financing for the Maxima alone because it is too old to hold the title as collateral. We decided to go with the first option, as the Camry is still ours until the insurance company buys it.

We had planned to sign that paperwork on the loan and the car on Tuesday morning, so we made plans to visit a couple apartments on Monday night. One of them, we really liked- a lot. But with this week's luck, what's going to happen, right?

Rachel's surgery on Thursday went well- as well as could be expected. We spent the day uneventfully resting after that- having had to get up early, and Rachel being tired from the anesthesia.

Friday, we got a call from the auto insurance company- they'd sent an adjustor and finally got back to us. They valued our car at almost DOUBLE what we had expected based on the Kelly Blue Book value. WOW!!! Then, as we were at Borders waiting for our table at Olive Garden (meeting with some of rachel's friends from YWAM), I got a call from the apartment. They wanted to rent to us, but wanted to ask a few more questions to be sure first. ???

So, the beginning of this week was abysmal. Had to look at the positive, but overwhelmed by just about everything going wrong that could go wrong! The middle of the week, things started to look up and the worst case scenario that looked like it might be happening was not actually happening. And as the week ended- even with Rachel having her wrist immobilized, things started to look up!

So here we are- going to be moving- a little later than we'd hoped, but still this fall. we have a car- we were hoping for a second, but the insurance money will almost completely pay off our loan for the 2 cars. Rachel's still got a job- i'm still looking. and we've got our church- the reason for moving and most important of all.

Monday, September 10, 2007

The Death of a Camry

today is a sad day. It is the day that, as I was driving to work, our Camry was unexpectedly and prematurely taken from us. I was driving Rachel to work in this wonderful car that had taken us back and forth across this great country and had a measly 72,000 miles on it. We were passing a truck that had been slowing us for quite some time (and had a trailer loaded down with junk- scraps of junk stuff)- he was going 35 in a 55. as the "safe passing" zone came, i picked up speed to go around him. either something fell off his truck or a huge rock caused a large thudding sound in the front of the car, and i saw smoke trailing us, the low oil light came on and so we got over (as i had just gotten around him) and pulled off the road...

as we got out, i popped the hood button, but decided not to open the hood as rachel saw fire on the ground and assumed it was in the engine as well. just as we were preparing to watch the car blow- the flames had crept over the hood) a gentleman stopped with a fire extinguisher and put it out. carmy death 003

as we were able to look under the hood, everything was fried, melted and charred. carmy death 004

there was a gaping hole in the engine looking at me.
carmy death 008

the terminals on the battery were melted. the air filter was melted. carmy death 006

there was oil all over the place, including a huge streak on the road. carmy death 015 carmy death 016

and so... our camry is a memory. the insurance company will more than likely determine the car to be a total loss.

But, Rachel and I are both ok. physically, anyway- although emotionally, this and so many other things (most not blogged) have just left me feeling defeated and feeling like we just can't win... on the other hand, we had just found a car on friday to be our 2nd car, and had procured the financing. we're picking it up on tuesday morning after we sign the paperwork at the bank. so... at least, we have one car, but that does nothing for me having transportation to a job and leaves us even again...

keep us in your prayers, if you would. and see more pictures if you want.